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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,169 | $108,285-53.7% | $77,552-35.3% | $158,982-68.4% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 13.13% | 31.69%-18.6pp | 54.82%-41.7pp | 302.99%-289.9pp |
| Employer contribution / active EE | $996 | $1,325-24.9% | $987+0.9% | $4,763-79.1% |
| Participant deferral / active EE | $2,842 | $2,455+15.8% | $1,861+52.7% | $5,983-52.5% |
| Admin fee / account holder | $1,772 | $3,709-52.2% | $2,859-38.0% | $11,252-84.3% |