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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,360 | $43,423-76.1% | $78,676-86.8% | $55,167-81.2% |
| Participation rate | 77.8% | 68.0%+9.8pp | 73.6%+4.3pp | 69.0%+8.8pp |
| Annual return | 6.15% | 11.53%-5.4pp | 62.19%-56.0pp | 169.23%-163.1pp |
| Employer contribution / active EE | $407 | $1,997-79.6% | $2,850-85.7% | $1,963-79.3% |
| Participant deferral / active EE | $1,058 | $2,509-57.8% | $3,517-69.9% | $3,054-65.4% |
| Admin fee / account holder | $18 | $416-95.7% | $4,510-99.6% | $504-96.4% |