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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,001 | $41,854-73.7% | $73,836-85.1% | $52,331-79.0% |
| Participation rate | 80.6% | 66.2%+14.4pp | 73.4%+7.2pp | 68.1%+12.5pp |
| Annual return | 233.43% | 2.11%+231.3pp | 2268.06%-2034.6pp | 4.54%+228.9pp |
| Employer contribution / active EE | $383 | $1,920-80.1% | $2,787-86.3% | $1,882-79.7% |
| Participant deferral / active EE | $983 | $2,498-60.6% | $3,583-72.6% | $3,022-67.5% |
| Admin fee / account holder | $17 | $493-96.5% | $4,882-99.6% | $592-97.1% |