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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,943 | $77,574+126.8% | $108,753+61.8% | $86,983+102.3% |
| Participation rate | 68.6% | 62.3%+6.3pp | 71.1%-2.5pp | 69.5%-1.0pp |
| Annual return | 14.96% | 18.42%-3.5pp | 37.47%-22.5pp | 25.83%-10.9pp |
| Employer contribution / active EE | $2,101 | $1,611+30.5% | $2,427-13.4% | $2,584-18.7% |
| Participant deferral / active EE | $4,045 | $3,128+29.3% | $4,115-1.7% | $4,194-3.6% |
| Admin fee / account holder | $11,632 | $6,529+78.2% | $10,320+12.7% | $7,856+48.1% |