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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,501 | $58,493+121.4% | $84,023+54.1% | $72,976+77.5% |
| Participation rate | 90.2% | 61.2%+29.0pp | 69.0%+21.2pp | 69.5%+20.8pp |
| Annual return | 3.23% | 28.93%-25.7pp | 71.32%-68.1pp | 81.02%-77.8pp |
| Employer contribution / active EE | $1,803 | $1,163+55.1% | $1,984-9.1% | $2,440-26.1% |
| Participant deferral / active EE | $4,318 | $2,394+80.4% | $3,239+33.3% | $3,608+19.7% |
| Admin fee / account holder | $1,768 | $4,569-61.3% | $6,102-71.0% | $5,124-65.5% |