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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,258 | $65,034+64.9% | $90,970+17.9% | $79,856+34.3% |
| Participation rate | 90.5% | 61.6%+28.9pp | 69.0%+21.5pp | 69.6%+20.8pp |
| Annual return | -1.65% | 30.45%-32.1pp | 134.60%-136.2pp | 31.71%-33.4pp |
| Employer contribution / active EE | $1,751 | $1,247+40.4% | $2,122-17.5% | $2,471-29.1% |
| Participant deferral / active EE | $4,425 | $2,512+76.1% | $3,373+31.2% | $3,741+18.3% |
| Admin fee / account holder | $29,080 | $4,536+541.1% | $5,961+387.8% | $5,306+448.0% |