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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,040 | $63,346-5.2% | $92,240-34.9% | $70,126-14.4% |
| Participation rate | 79.2% | 68.7%+10.5pp | 76.5%+2.7pp | 69.5%+9.6pp |
| Annual return | 13.20% | 530.19%-517.0pp | 176.29%-163.1pp | 73.15%-59.9pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,164 | $2,854+10.9% | $3,897-18.8% | $3,332-5.0% |
| Admin fee / account holder | $10,882 | $3,841+183.3% | $5,194+109.5% | $4,645+134.2% |