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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,685 | $64,729-18.6% | $112,263-53.1% | $68,490-23.1% |
| Participation rate | 71.2% | 67.2%+4.0pp | 75.1%-3.9pp | 67.9%+3.3pp |
| Annual return | -15.24% | -11.40%-3.8pp | 27.49%-42.7pp | -7.85%-7.4pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,175 | $3,566-39.0% | $4,729-54.0% | $4,028-46.0% |
| Admin fee / account holder | $10,175 | $5,222+94.9% | $6,410+58.7% | $5,403+88.3% |