Retirement plan

REGENCY TERRACE SOUTH 401(K) PROFIT SHARING PLAN

Name: REGENCY TERRACE SOUTH, INC. - REGENCY TERRACE SOUTH 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: REGENCY TERRACE SOUTH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, REGENCY TERRACE SOUTH 401(K) PROFIT SHARING PLAN, REGENCY TERRACE SOUTH, INC.

REGENCY TERRACE SOUTH, INC.EIN 39-1098276Plan #001PY 2017

9449 W FOREST HOME AVE - HALES CORNERS, WI 531301611414-529-6888

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$4.6M

+16.4% from 2016

Total participants

233

-5.7% from 2016

Average account balance

$36,058

+8.2% from 2016

Annual return

19.58%

+12.50 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

136

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$410K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$451

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
TRIAD ADVISORS INC2 years Filed as: TRIAD ADVISORS, INC Service code 55	Other Commissions	$9,987
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: GREAT WEST LIFE & ANNUITY INSUR Service code 64 · EIN 84-0467907 8518 EAST ORCHARD ROAD · GREENWOD VILLAGE, CO 80111	Recordkeeping Fees	$4,381
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 · EIN 84-0467907 8518 EAST ORCHARD ROAD · GREENWOD VILLAGE, CO 80111	Investment Management	$757
NATIONAL BENEFIT SERVICES, LLC2 years Filed as: NATIONAL BENEFIT SERVICES, INC Service code 13 · EIN 36-2998347 300 W ADAMS SUITE 415 · CHICAGO, IL 60606	Contract Administrator	$540
TRIAD ADVISORS INC2 years Service code 55 5185 PEACHTREE PKWY #280 · NORCROSS, GA 30092	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$5K

$24 / participant

Contract admin$5K100.0%

% of EOY assets

0.106%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WIPFLI LLP
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,058

$55,453-35.0%

$170,435-78.8%

$62,293-42.1%

Participation rate

49.3%

66.4%-17.1pp

83.6%-34.3pp

69.5%-20.2pp

Annual return

19.58%

21.38%-1.8pp

205.94%-186.4pp

28.90%-9.3pp

Employer contribution / active EE

$327

$2,164-84.9%

$5,432-94.0%

$2,042-84.0%

Participant deferral / active EE

$1,330

$2,303-42.2%

$4,939-73.1%

$3,169-58.0%

Admin fee / account holder

$38

$455-91.6%

$13,881-99.7%

$479-92.0%

Provider

Service type

Compensation

TRIAD ADVISORS INC2 years

Filed as: TRIAD ADVISORS, INC

Service code 55

Other Commissions

$9,987

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: GREAT WEST LIFE & ANNUITY INSUR

Service code 64 · EIN 84-0467907

8518 EAST ORCHARD ROAD · GREENWOD VILLAGE, CO 80111

Recordkeeping Fees

$4,381

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28 · EIN 84-0467907

8518 EAST ORCHARD ROAD · GREENWOD VILLAGE, CO 80111

Investment Management

$757

NATIONAL BENEFIT SERVICES, LLC2 years

Filed as: NATIONAL BENEFIT SERVICES, INC

Service code 13 · EIN 36-2998347

300 W ADAMS SUITE 415 · CHICAGO, IL 60606

Contract Administrator

$540

TRIAD ADVISORS INC2 years

Service code 55

5185 PEACHTREE PKWY #280 · NORCROSS, GA 30092

Other Commissions

REGENCY TERRACE SOUTH 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

REGENCY TERRACE SOUTH 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion