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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,983 | $96,678+60.3% | $86,640+78.9% | $139,466+11.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 47.14% | 106.69%-59.6pp | 592.52%-545.4pp | 373.66%-326.5pp |
| Employer contribution / active EE | $13,577 | $3,265+315.8% | $3,024+348.9% | $4,754+185.6% |
| Participant deferral / active EE | $6,137 | $4,837+26.9% | $4,438+38.3% | $6,712-8.6% |
| Admin fee / account holder | $4,607 | $6,410-28.1% | $5,616-18.0% | $11,409-59.6% |