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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,079 | $54,763+24.3% | $90,324-24.6% | $72,976-6.7% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 16.43% | 30.63%-14.2pp | 78.15%-61.7pp | 81.02%-64.6pp |
| Employer contribution / active EE | $9,927 | $2,093+374.2% | $2,856+247.6% | $2,440+306.9% |
| Participant deferral / active EE | $4,893 | $2,887+69.5% | $3,885+25.9% | $3,608+35.6% |
| Admin fee / account holder | $4,595 | $3,973+15.6% | $5,356-14.2% | $5,124-10.3% |