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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,564 | $60,139+53.9% | $90,461+2.3% | $79,856+15.9% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 19.47% | 71.96%-52.5pp | 1294.76%-1275.3pp | 31.71%-12.2pp |
| Employer contribution / active EE | $9,050 | $2,069+337.5% | $3,264+177.3% | $2,471+266.2% |
| Participant deferral / active EE | $4,590 | $2,939+56.2% | $3,964+15.8% | $3,741+22.7% |
| Admin fee / account holder | $1,480 | $3,978-62.8% | $5,617-73.6% | $5,306-72.1% |