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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,280 | $58,241+17.2% | $81,780-16.5% | $80,911-15.6% |
| Participation rate | 38.5% | 63.4%-25.0pp | 72.4%-33.9pp | 67.6%-29.2pp |
| Annual return | 11.59% | 41.73%-30.1pp | 776.27%-764.7pp | 35.63%-24.0pp |
| Employer contribution / active EE | $568 | $2,343-75.8% | $2,914-80.5% | $2,756-79.4% |
| Participant deferral / active EE | $933 | $3,283-71.6% | $4,321-78.4% | $4,297-78.3% |
| Admin fee / account holder | $8,419 | $4,973+69.3% | $7,384+14.0% | $6,935+21.4% |