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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,242 | $54,357+12.7% | $82,706-26.0% | $68,495-10.6% |
| Participation rate | 60.3% | 63.9%-3.6pp | 72.6%-12.3pp | 67.9%-7.6pp |
| Annual return | -16.09% | -13.67%-2.4pp | 701.76%-717.9pp | -7.84%-8.3pp |
| Employer contribution / active EE | $986 | $2,218-55.5% | $3,007-67.2% | $2,596-62.0% |
| Participant deferral / active EE | $1,705 | $3,246-47.5% | $4,394-61.2% | $4,028-57.7% |
| Admin fee / account holder | $5,361 | $4,396+21.9% | $5,329+0.6% | $5,403-0.8% |