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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,698 | $51,222-38.1% | $70,544-55.1% | $75,173-57.8% |
| Participation rate | 65.5% | 61.0%+4.5pp | 68.4%-2.8pp | 67.2%-1.7pp |
| Annual return | 18.25% | 30.06%-11.8pp | 32.79%-14.5pp | 160.72%-142.5pp |
| Employer contribution / active EE | $2,756 | $1,827+50.9% | $2,976-7.4% | $2,671+3.2% |
| Participant deferral / active EE | $5,589 | $2,850+96.1% | $4,568+22.3% | $4,126+35.5% |
| Admin fee / account holder | $253 | $4,096-93.8% | $6,427-96.1% | $5,651-95.5% |