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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,918 | $100,194+11.7% | $122,979-9.0% | $86,983+28.7% |
| Participation rate | 90.9% | 73.0%+17.9pp | 77.2%+13.7pp | 69.5%+21.4pp |
| Annual return | 9.50% | 16.47%-7.0pp | 20.12%-10.6pp | 25.83%-16.3pp |
| Employer contribution / active EE | $1,297 | $2,326-44.2% | $3,062-57.6% | $2,584-49.8% |
| Participant deferral / active EE | $6,094 | $4,133+47.4% | $5,003+21.8% | $4,194+45.3% |
| Admin fee / account holder | $10,391 | $10,148+2.4% | $12,864-19.2% | $7,856+32.3% |