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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,918 | $97,550+14.7% | $120,344-7.0% | $87,485+27.9% |
| Participation rate | 90.9% | 72.8%+18.1pp | 76.7%+14.2pp | 68.9%+22.0pp |
| Annual return | 9.50% | 18.41%-8.9pp | 20.30%-10.8pp | 26.06%-16.6pp |
| Employer contribution / active EE | $1,297 | $2,291-43.4% | $3,020-57.1% | $2,596-50.0% |
| Participant deferral / active EE | $6,094 | $4,230+44.1% | $5,135+18.7% | $4,274+42.6% |
| Admin fee / account holder | $10,391 | $9,543+8.9% | $12,742-18.4% | $7,775+33.7% |