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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREAT-WEST LIFE & ANNUITY COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $71,545 |
MORGAN STANLEY SMITH BARNEY4 years Service code 27 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Advisory (Plan) | $28,854 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $10,186 |
Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $9,791 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,465 | $79,694+17.3% | $96,171-2.8% | $79,391+17.7% |
| Participation rate | 88.5% | 54.0%+34.5pp | 68.4%+20.1pp | 70.7%+17.8pp |
| Annual return | 16.67% | 40.84%-24.2pp | 192.04%-175.4pp | 116.88%-100.2pp |
| Employer contribution / active EE | $983 | $1,443-31.9% | $2,799-64.9% | $2,428-59.5% |
| Participant deferral / active EE | $3,651 | $2,539+43.8% | $4,350-16.1% | $4,046-9.8% |
| Admin fee / account holder | $508 | $630-19.4% | $5,538-90.8% | $627-18.9% |