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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,638 | $82,630+71.4% | $64,105+120.9% | $125,389+13.0% |
| Participation rate | 60.0% | 75.9%-15.9pp | 68.2%-8.2pp | 83.2%-23.2pp |
| Annual return | 3.55% | 1489.72%-1486.2pp | 791.24%-787.7pp | 282.24%-278.7pp |
| Employer contribution / active EE | $0 | $2,671-100.0% | $1,820-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,844 | $3,608-21.2% | $2,822+0.8% | $5,352-46.9% |
| Admin fee / account holder | $5,490 | $6,382-14.0% | $4,499+22.0% | $9,541-42.5% |