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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,426 | $93,346+69.7% | $71,796+120.7% | $273,972-42.2% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.1%-19.1pp | 83.0%-33.0pp |
| Annual return | 8.65% | 130.39%-121.7pp | 78.04%-69.4pp | 41.46%-32.8pp |
| Employer contribution / active EE | $0 | $2,733-100.0% | $1,924-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,453 | $3,475-0.6% | $2,794+23.6% | $5,287-34.7% |
| Admin fee / account holder | $39,096 | $6,571+495.0% | $4,815+712.0% | $10,133+285.8% |