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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,310 | $149,040-19.9% | $120,225-0.8% | $137,256-13.1% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 9.13% | 605.68%-596.6pp | 439.23%-430.1pp | 220.34%-211.2pp |
| Employer contribution / active EE | $1,589 | $4,350-63.5% | $3,475-54.3% | $4,156-61.8% |
| Participant deferral / active EE | $3,433 | $4,655-26.2% | $3,999-14.1% | $6,407-46.4% |
| Admin fee / account holder | $18,362 | $6,348+189.3% | $5,696+222.3% | $12,270+49.6% |