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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,310 | $154,754-22.9% | $124,206-3.9% | $138,895-14.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 9.13% | 709.28%-700.2pp | 515.27%-506.1pp | 145.39%-136.3pp |
| Employer contribution / active EE | $1,589 | $4,446-64.3% | $3,540-55.1% | $4,194-62.1% |
| Participant deferral / active EE | $3,433 | $4,621-25.7% | $3,968-13.5% | $6,396-46.3% |
| Admin fee / account holder | $18,362 | $6,690+174.5% | $5,929+209.7% | $12,562+46.2% |