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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,538 | $48,078+167.4% | $78,676+63.4% | $62,881+104.4% |
| Participation rate | 87.0% | 65.2%+21.8pp | 73.6%+13.5pp | 69.3%+17.7pp |
| Annual return | -4.44% | 31.36%-35.8pp | 62.19%-66.6pp | 20.14%-24.6pp |
| Employer contribution / active EE | $1,571 | $2,015-22.0% | $2,850-44.9% | $2,281-31.1% |
| Participant deferral / active EE | $3,947 | $2,587+52.6% | $3,517+12.2% | $3,203+23.2% |
| Admin fee / account holder | $679 | $3,206-78.8% | $4,510-84.9% | $4,296-84.2% |