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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,459 | $54,763+174.7% | $90,324+66.6% | $72,976+106.2% |
| Participation rate | 90.4% | 65.2%+25.2pp | 73.3%+17.1pp | 69.5%+20.9pp |
| Annual return | 6.39% | 30.63%-24.2pp | 78.15%-71.8pp | 81.02%-74.6pp |
| Employer contribution / active EE | $1,964 | $2,093-6.2% | $2,856-31.2% | $2,440-19.5% |
| Participant deferral / active EE | $5,679 | $2,887+96.7% | $3,885+46.2% | $3,608+57.4% |
| Admin fee / account holder | $2,603 | $3,973-34.5% | $5,356-51.4% | $5,124-49.2% |