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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,254 | $78,027-51.0% | $178,528-78.6% | $80,925-52.7% |
| Participation rate | 93.3% | 65.7%+27.7pp | 77.1%+16.2pp | 67.7%+25.7pp |
| Annual return | 8.83% | 18.09%-9.3pp | 27.11%-18.3pp | 35.65%-26.8pp |
| Employer contribution / active EE | $2,608 | $2,281+14.3% | $3,950-34.0% | $2,756-5.4% |
| Participant deferral / active EE | $5,192 | $4,408+17.8% | $6,278-17.3% | $4,299+20.8% |
| Admin fee / account holder | $13,110 | $7,168+82.9% | $10,419+25.8% | $6,940+88.9% |