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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,254 | $78,015-51.0% | $178,505-78.6% | $80,959-52.7% |
| Participation rate | 93.3% | 65.7%+27.7pp | 77.1%+16.2pp | 67.7%+25.7pp |
| Annual return | 8.83% | 18.10%-9.3pp | 27.16%-18.3pp | 35.67%-26.8pp |
| Employer contribution / active EE | $2,608 | $2,281+14.3% | $3,955-34.1% | $2,757-5.4% |
| Participant deferral / active EE | $5,192 | $4,406+17.8% | $6,280-17.3% | $4,300+20.7% |
| Admin fee / account holder | $13,110 | $7,160+83.1% | $10,428+25.7% | $6,925+89.3% |