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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,644 | $63,346+103.1% | $92,240+39.5% | $70,126+83.4% |
| Participation rate | 83.9% | 68.7%+15.2pp | 76.5%+7.4pp | 69.5%+14.3pp |
| Annual return | 16.70% | 530.19%-513.5pp | 176.29%-159.6pp | 73.15%-56.4pp |
| Employer contribution / active EE | $1,611 | $2,471-34.8% | $3,680-56.2% | $2,343-31.2% |
| Participant deferral / active EE | $4,084 | $2,854+43.1% | $3,897+4.8% | $3,332+22.6% |
| Admin fee / account holder | $17,625 | $3,841+358.9% | $5,194+239.3% | $4,645+279.4% |