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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,744 | $64,706+27.9% | $112,244-26.3% | $68,498+20.8% |
| Participation rate | 77.5% | 67.1%+10.4pp | 75.1%+2.4pp | 67.9%+9.6pp |
| Annual return | -20.81% | -11.40%-9.4pp | 27.46%-48.3pp | -7.84%-13.0pp |
| Employer contribution / active EE | $1,008 | $2,746-63.3% | $3,635-72.3% | $2,596-61.2% |
| Participant deferral / active EE | $4,160 | $3,565+16.7% | $4,728-12.0% | $4,027+3.3% |
| Admin fee / account holder | $1,715 | $5,231-67.2% | $6,411-73.2% | $5,403-68.3% |