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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 200 N PACIFIC COAST HWY STE 1200 · EL SEGUNDO, CA 90245 | Advisory (Plan) | $50,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,976 |
CHERRY BEKAERT LLP1 year Filed as: CHERRY BEKAERT & HOLLAND, LLP Service code 10 222 CENTRAL PARK AVE SUITE 1400 · VIRGINIA BEACH, VA 23462 | Accounting | $14,962 |
PREMIER RETIREMENT PARTNERS6 years Service code 13 8040 EXCELSIOR DR · MADISON, WI 53717 | Contract Administrator | $10,603 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,608 | $101,653+56.0% | $147,080+7.8% | $74,459+113.0% |
| Participation rate | 92.0% | 75.6%+16.4pp | 82.2%+9.8pp | 67.2%+24.7pp |
| Annual return | 11.96% | 8754.98%-8743.0pp | 420.17%-408.2pp | 1369.70%-1357.7pp |
| Employer contribution / active EE | $4,942 | $3,813+29.6% | $4,933+0.2% | $2,626+88.2% |
| Participant deferral / active EE | $9,472 | $7,304+29.7% | $8,066+17.4% | $4,350+117.8% |
| Admin fee / account holder | $574 | $1,752-67.2% | $12,989-95.6% | $1,945-70.5% |