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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 200 N PACIFIC COAST HWY STE 1200 · EL SEGUNDO, CA 90245 | Advisory (Plan) | $50,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,976 |
CHERRY BEKAERT LLP1 year Filed as: CHERRY BEKAERT & HOLLAND, LLP Service code 10 222 CENTRAL PARK AVE SUITE 1400 · VIRGINIA BEACH, VA 23462 | Accounting | $14,962 |
PREMIER RETIREMENT PARTNERS6 years Service code 13 8040 EXCELSIOR DR · MADISON, WI 53717 | Contract Administrator | $10,603 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,608 | $101,591+56.1% | $147,096+7.8% | $74,429+113.1% |
| Participation rate | 92.0% | 75.5%+16.4pp | 82.2%+9.8pp | 67.2%+24.7pp |
| Annual return | 11.96% | 8746.45%-8734.5pp | 419.75%-407.8pp | 1368.38%-1356.4pp |
| Employer contribution / active EE | $4,942 | $3,813+29.6% | $4,936+0.1% | $2,625+88.3% |
| Participant deferral / active EE | $9,472 | $7,302+29.7% | $8,071+17.4% | $4,348+117.8% |
| Admin fee / account holder | $574 | $1,750-67.2% | $13,005-95.6% | $1,944-70.5% |