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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,156 | $45,041-10.8% | $63,003-36.3% | $70,131-42.7% |
| Participation rate | 87.2% | 69.5%+17.7pp | 74.8%+12.4pp | 69.5%+17.6pp |
| Annual return | 9.65% | 18.76%-9.1pp | 87.59%-77.9pp | 73.14%-63.5pp |
| Employer contribution / active EE | $1,026 | $2,052-50.0% | $2,760-62.8% | $2,342-56.2% |
| Participant deferral / active EE | $3,443 | $2,465+39.6% | $3,329+3.4% | $3,332+3.3% |
| Admin fee / account holder | $5,570 | $2,836+96.4% | $3,600+54.7% | $4,645+19.9% |