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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,094 | $39,132-2.7% | $57,196-33.4% | $62,881-39.4% |
| Participation rate | 92.5% | 70.5%+22.0pp | 75.3%+17.2pp | 69.3%+23.2pp |
| Annual return | 7.32% | 9.24%-1.9pp | 14.59%-7.3pp | 20.14%-12.8pp |
| Employer contribution / active EE | $500 | $1,874-73.3% | $2,683-81.4% | $2,281-78.1% |
| Participant deferral / active EE | $3,171 | $2,374+33.6% | $3,096+2.4% | $3,203-1.0% |
| Admin fee / account holder | $387 | $2,594-85.1% | $3,141-87.7% | $4,296-91.0% |