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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,829 | $112,892-33.7% | $90,956-17.7% | $158,931-52.9% |
| Participation rate | 70.0% | 74.7%-4.7pp | 69.0%+1.0pp | 82.0%-12.0pp |
| Annual return | 11.48% | 215.80%-204.3pp | 134.60%-123.1pp | 302.86%-291.4pp |
| Employer contribution / active EE | $362 | $2,893-87.5% | $2,122-82.9% | $4,761-92.4% |
| Participant deferral / active EE | $1,577 | $4,127-61.8% | $3,373-53.2% | $5,982-73.6% |
| Admin fee / account holder | $19,211 | $8,042+138.9% | $5,959+222.4% | $11,247+70.8% |