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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,647 | $118,875-40.6% | $96,572-26.8% | $167,553-57.8% |
| Participation rate | 70.0% | 75.5%-5.5pp | 69.8%+0.2pp | 82.1%-12.1pp |
| Annual return | 12.40% | 50.50%-38.1pp | 37.79%-25.4pp | 478.89%-466.5pp |
| Employer contribution / active EE | $356 | $3,121-88.6% | $2,357-84.9% | $4,840-92.7% |
| Participant deferral / active EE | $1,662 | $4,617-64.0% | $3,850-56.8% | $6,343-73.8% |
| Admin fee / account holder | $521 | $8,070-93.5% | $6,183-91.6% | $12,316-95.8% |