Retirement plan

4FRONT ENGINEERED SOLUTIONS 401(K) PLAN

Name: 4FRONT ENGINEERED SOLUTIONS, INC. - 4FRONT ENGINEERED SOLUTIONS 401(K) PLAN (2020) Form 5500
Creator: 4FRONT ENGINEERED SOLUTIONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 4FRONT ENGINEERED SOLUTIONS 401(K) PLAN, 4FRONT ENGINEERED SOLUTIONS, INC.

4FRONT ENGINEERED SOLUTIONS, INC.EIN 39-0866333Plan #001PY 2020

1612 HUTTON DR., SUITE 140 - CARROLLTON, TX 75006972-236-2450entrematic.usLinkedIn501-1000 employeesmechanical or industrial engineering

Prospect flagsLow employer contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$23.6M

+16.6% from 2019

Total participants

529

+3.5% from 2019

Average account balance

$49,405

+11.7% from 2019

Annual return

13.13%

-8.18 pp from 2019

Benchmarks

See 2,346 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,346 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$42.51M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$59K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

720

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$276

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NATIONWIDE6+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$141,427
PROSPERA FINANCIAL SERVICES6+ years Filed as: PROSPERA Service code 27	Advisory (Plan)	$36,004
CECILCO6+ years Service code 13 14881 QUORUM DRIVE, SUITE 340 · DALLAS, TX 75254	Contract Administrator	$34,604
PROSPERA FINANCIAL SERVICES6+ years Filed as: PROSPERA FINANCIAL Service code 27 5429 LBJ FREEWAY · DALLAS, TX 75240	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$94K

$199 / participant

Investment mgmt$94K100.0%

% of EOY assets

0.401%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PRICEKUBECKA, PLLC
Auditor EIN: 752783674
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,405

$79,519-37.9%

$95,964-48.5%

$73,412-32.7%

Participation rate

89.1%

81.2%+7.9pp

77.1%+12.0pp

72.2%+16.9pp

Annual return

13.13%

19.20%-6.1pp

91.64%-78.5pp

59.30%-46.2pp

Employer contribution / active EE

$15

$2,048-99.3%

$2,541-99.4%

$2,234-99.3%

Participant deferral / active EE

$4,482

$4,138+8.3%

$4,167+7.6%

$3,806+17.8%

Admin fee / account holder

$198

$184+7.5%

$6,797-97.1%

$158+25.4%

Provider

Service type

Compensation

NATIONWIDE6+ years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$141,427

PROSPERA FINANCIAL SERVICES6+ years

Filed as: PROSPERA

Service code 27

Advisory (Plan)

$36,004

CECILCO6+ years

Service code 13

14881 QUORUM DRIVE, SUITE 340 · DALLAS, TX 75254

Contract Administrator

$34,604

PROSPERA FINANCIAL SERVICES6+ years

Filed as: PROSPERA FINANCIAL

Service code 27

5429 LBJ FREEWAY · DALLAS, TX 75240

Advisory (Plan)

4FRONT ENGINEERED SOLUTIONS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

4FRONT ENGINEERED SOLUTIONS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion