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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,486 | $165,399+82.3% | $149,745+101.3% | $158,982+89.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.24% | 348.34%-341.1pp | 276.72%-269.5pp | 302.99%-295.8pp |
| Employer contribution / active EE | $2,654 | $5,105-48.0% | $4,646-42.9% | $4,763-44.3% |
| Participant deferral / active EE | $13,677 | $7,183+90.4% | $6,843+99.9% | $5,983+128.6% |
| Admin fee / account holder | $349,921 | $10,811+3136.7% | $9,312+3657.9% | $11,252+3010.0% |