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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,628 | $148,629+157.4% | $135,982+181.4% | $139,487+174.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.48% | 79.33%-62.9pp | 68.32%-51.8pp | 373.84%-357.4pp |
| Employer contribution / active EE | $4,496 | $5,247-14.3% | $4,859-7.5% | $4,755-5.4% |
| Participant deferral / active EE | $12,188 | $8,102+50.4% | $7,760+57.1% | $6,713+81.6% |
| Admin fee / account holder | $3,033 | $12,406-75.5% | $10,767-71.8% | $11,407-73.4% |