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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,241 | $165,399-6.7% | $149,745+3.0% | $158,982-3.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.66% | 348.34%-340.7pp | 276.72%-269.1pp | 302.99%-295.3pp |
| Employer contribution / active EE | $2,515 | $5,105-50.7% | $4,646-45.9% | $4,763-47.2% |
| Participant deferral / active EE | $6,801 | $7,183-5.3% | $6,843-0.6% | $5,983+13.7% |
| Admin fee / account holder | $86,679 | $10,811+701.8% | $9,312+830.9% | $11,252+670.4% |