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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,196 | $176,120+23.9% | $159,487+36.8% | $167,553+30.2% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 12.33% | 331.95%-319.6pp | 263.71%-251.4pp | 478.89%-466.6pp |
| Employer contribution / active EE | $2,650 | $5,299-50.0% | $4,831-45.1% | $4,840-45.2% |
| Participant deferral / active EE | $9,978 | $7,752+28.7% | $7,354+35.7% | $6,343+57.3% |
| Admin fee / account holder | $12,940 | $12,561+3.0% | $10,804+19.8% | $12,316+5.1% |