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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,448 | $100,811+29.4% | $86,698+50.5% | $134,545-3.0% |
| Participation rate | 63.2% | 79.0%-15.8pp | 76.6%-13.4pp | 81.2%-18.1pp |
| Annual return | -13.33% | 29.11%-42.4pp | 35.96%-49.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $1,408 | $3,490-59.7% | $2,837-50.4% | $4,742-70.3% |
| Participant deferral / active EE | $2,359 | $5,339-55.8% | $4,656-49.3% | $6,401-63.2% |
| Admin fee / account holder | $2,368 | $10,926-78.3% | $7,492-68.4% | $11,431-79.3% |