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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,544 | $112,131+17.3% | $95,964+37.1% | $158,982-17.3% |
| Participation rate | 63.2% | 79.0%-15.8pp | 77.1%-13.9pp | 82.0%-18.8pp |
| Annual return | 10.12% | 171.19%-161.1pp | 91.64%-81.5pp | 302.99%-292.9pp |
| Employer contribution / active EE | $990 | $3,199-69.0% | $2,541-61.0% | $4,763-79.2% |
| Participant deferral / active EE | $2,740 | $4,784-42.7% | $4,167-34.2% | $5,983-54.2% |
| Admin fee / account holder | $29,463 | $10,136+190.7% | $6,797+333.5% | $11,252+161.9% |