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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,020 | $103,393+8.3% | $87,103+28.6% | $152,909-26.7% |
| Participation rate | 78.9% | 79.4%-0.4pp | 76.9%+2.1pp | 82.5%-3.5pp |
| Annual return | 16.63% | 28.10%-11.5pp | 28.19%-11.6pp | 345.46%-328.8pp |
| Employer contribution / active EE | $1,894 | $3,221-41.2% | $2,521-24.9% | $4,764-60.3% |
| Participant deferral / active EE | $5,368 | $4,778+12.3% | $4,049+32.6% | $5,851-8.3% |
| Admin fee / account holder | $16,715 | $12,195+37.1% | $7,491+123.1% | $11,601+44.1% |