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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,064 | $99,009+86.9% | $86,581+113.7% | $147,585+25.4% |
| Participation rate | 75.0% | 76.3%-1.3pp | 73.5%+1.5pp | 82.8%-7.8pp |
| Annual return | 10.74% | 1312.70%-1302.0pp | 965.06%-954.3pp | 578.58%-567.8pp |
| Employer contribution / active EE | $13,394 | $3,132+327.6% | $2,840+371.7% | $4,876+174.7% |
| Participant deferral / active EE | $12,475 | $3,972+214.0% | $3,609+245.7% | $5,439+129.4% |
| Admin fee / account holder | $1,687 | $5,709-70.5% | $4,904-65.6% | $10,886-84.5% |