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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,969 | $90,486+50.3% | $78,676+72.8% | $273,972-50.4% |
| Participation rate | 75.0% | 76.5%-1.5pp | 73.6%+1.4pp | 83.0%-8.0pp |
| Annual return | 11.80% | 75.62%-63.8pp | 62.19%-50.4pp | 41.46%-29.7pp |
| Employer contribution / active EE | $10,808 | $3,175+240.4% | $2,850+279.2% | $4,869+122.0% |
| Participant deferral / active EE | $12,513 | $3,901+220.7% | $3,517+255.8% | $5,287+136.7% |
| Admin fee / account holder | $1,115 | $5,263-78.8% | $4,510-75.3% | $10,133-89.0% |