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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $89,972 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $50,365 |
AMERICAN FUNDS2 years Service code 52 · EIN 95-2817150 | Indirect Investment Fees | $0 |
BLACKROCK2 years Service code 52 · EIN 22-3483675 | Indirect Investment Fees | $0 |
DELAWARE INVESTMENTS2 years Service code 52 · EIN 23-2450217 | Indirect Investment Fees | $0 |
DIMENSIONAL FUND ADVISORS2 years Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
INVESCO2 years Service code 52 · EIN 13-2576643 | Indirect Investment Fees | $0 |
JANUS HENDERSON2 years Filed as: JANUS HEDNERSON Service code 52 · EIN 84-0592523 | Indirect Investment Fees | $0 |
JANUS HENDERSON2 years Service code 52 | Indirect Investment Fees | $0 |
Service code 49 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,472 | $37,196+76.0% | $154,108-57.5% | $55,725+17.5% |
| Participation rate | 70.2% | 64.1%+6.2pp | 83.0%-12.8pp | 70.9%-0.6pp |
| Annual return | -1.74% | 1319.68%-1321.4pp | 735.21%-736.9pp | 244.93%-246.7pp |
| Employer contribution / active EE | $1,576 | $1,614-2.4% | $5,298-70.2% | $2,078-24.2% |
| Participant deferral / active EE | $3,581 | $2,068+73.2% | $5,081-29.5% | $3,356+6.7% |
| Admin fee / account holder | $305 | $102+200.2% | $13,411-97.7% | $115+164.8% |