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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,126 | $48,364+51.2% | $71,796+1.9% | $62,881+16.3% |
| Participation rate | 100.0% | 60.6%+39.4pp | 69.1%+30.9pp | 69.3%+30.7pp |
| Annual return | 7.13% | 13.16%-6.0pp | 78.04%-70.9pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,839 | $1,042+76.5% | $1,924-4.4% | $2,281-19.4% |
| Participant deferral / active EE | $1,769 | $2,091-15.4% | $2,794-36.7% | $3,203-44.8% |
| Admin fee / account holder | $1,307 | $3,771-65.3% | $4,815-72.9% | $4,296-69.6% |