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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,208 | $58,493+16.6% | $84,023-18.8% | $72,976-6.5% |
| Participation rate | 95.0% | 61.2%+33.8pp | 69.0%+26.0pp | 69.5%+25.5pp |
| Annual return | 26.47% | 28.93%-2.5pp | 71.32%-44.8pp | 81.02%-54.5pp |
| Employer contribution / active EE | $811 | $1,163-30.2% | $1,984-59.1% | $2,440-66.8% |
| Participant deferral / active EE | $2,199 | $2,394-8.1% | $3,239-32.1% | $3,608-39.0% |
| Admin fee / account holder | $4,445 | $4,569-2.7% | $6,102-27.1% | $5,124-13.2% |