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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,823 | $112,729-26.5% | $98,716-16.1% | $137,256-39.7% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.3%-9.3pp | 80.0%-20.0pp |
| Annual return | 16.41% | 38.48%-22.1pp | 31.81%-15.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $468 | $2,725-82.8% | $2,279-79.5% | $4,156-88.7% |
| Participant deferral / active EE | $2,244 | $4,640-51.6% | $4,048-44.6% | $6,407-65.0% |
| Admin fee / account holder | $908 | $10,129-91.0% | $8,703-89.6% | $12,270-92.6% |