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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,512 | $144,124+17.6% | $117,857+43.8% | $147,585+14.9% |
| Participation rate | 63.6% | 83.4%-19.8pp | 79.7%-16.0pp | 82.8%-19.2pp |
| Annual return | 16.14% | 531.17%-515.0pp | 335.09%-318.9pp | 578.56%-562.4pp |
| Employer contribution / active EE | $0 | $4,897-100.0% | $3,786-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,071 | $5,316-61.0% | $4,482-53.8% | $5,439-61.9% |
| Admin fee / account holder | $1,089 | $10,886-90.0% | $8,020-86.4% | $10,885-90.0% |