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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,189 | $142,409+39.2% | $119,634+65.7% | $134,545+47.3% |
| Participation rate | 57.1% | 82.8%-25.7pp | 79.3%-22.1pp | 81.2%-24.1pp |
| Annual return | -18.16% | -12.46%-5.7pp | -14.98%-3.2pp | 418.37%-436.5pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,631 | $6,468-28.4% | $5,601-17.3% | $6,401-27.7% |
| Admin fee / account holder | $169,963 | $13,594+1150.2% | $10,329+1545.5% | $11,431+1386.9% |