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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,304 | $71,873+42.3% | $86,698+18.0% | $68,490+49.4% |
| Participation rate | 62.0% | 72.2%-10.3pp | 76.6%-14.6pp | 67.9%-5.9pp |
| Annual return | -14.81% | 3.54%-18.3pp | 35.96%-50.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,084 | $2,173-50.1% | $2,837-61.8% | $2,597-58.3% |
| Participant deferral / active EE | $3,336 | $3,779-11.7% | $4,656-28.4% | $4,028-17.2% |
| Admin fee / account holder | $8,157 | $6,110+33.5% | $7,492+8.9% | $5,403+51.0% |