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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,084 | $86,298+56.5% | $111,308+21.4% | $85,847+57.4% |
| Participation rate | 68.3% | 73.3%-5.1pp | 77.3%-9.1pp | 69.3%-1.1pp |
| Annual return | 24.26% | 19.99%+4.3pp | 54.67%-30.4pp | 318.61%-294.3pp |
| Employer contribution / active EE | $1,199 | $2,044-41.3% | $2,732-56.1% | $2,565-53.3% |
| Participant deferral / active EE | $3,613 | $3,641-0.8% | $4,487-19.5% | $3,952-8.6% |
| Admin fee / account holder | $33,704 | $8,189+311.6% | $7,965+323.1% | $6,261+438.3% |