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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,055 | $63,082+134.7% | $81,726+81.2% | $79,856+85.4% |
| Participation rate | 74.4% | 67.5%+6.8pp | 72.0%+2.4pp | 69.6%+4.7pp |
| Annual return | 14.45% | 22.66%-8.2pp | 29.49%-15.0pp | 31.71%-17.3pp |
| Employer contribution / active EE | $168 | $1,795-90.6% | $4,311-96.1% | $2,471-93.2% |
| Participant deferral / active EE | $2,287 | $2,780-17.8% | $7,108-67.8% | $3,741-38.9% |
| Admin fee / account holder | $5,438 | $4,428+22.8% | $5,160+5.4% | $5,306+2.5% |